Totaled Or Totally Restored? It's Up To You.

Posted on: 10 June 2015

So, you are riding along in your favorite car of all time, when somebody runs a red light and crashes into you. If no one is hurt except for your car, and if you have had the car for over ten years, and you are not making payments anymore, whatever insurance money that you get will either go toward a new car or restoring this one. But which option should you should you choose? That depends. Here are some things that you may want to think about before deciding that your old car has reached the end of its road.

Classic or Vintage

If your car is over 20 years old, it may have classic status as far as your insurance is concerned, but unless there is some particular feature that sets it apart, it may be considered by the rest of the world to just be old. Some older vehicles are given a vintage status if they were part of a limited edition, have exceptionally low mileage, or are in pristine condition, but for most older cars, they are simply old.

Personal Value

Even if your car is not considered a classic by the collectors, there is no need to despair. If the car is particularly valuable to you for sentimental reasons, you may still want to consider having it restored. You will always have the memories of that favorite car, and if you can get a little more life out of her, it may just be worth the cost.

Economical Solution

The final thing that you may want to consider is the actual cost of restoring your vehicle. When a car is older, insurance companies may decide that it is easier to total it than to have you get quotes for having it fixed. However, it may be possible to get a better deal by having it fixed instead of going with their plan to send your baby off to the scrap yard. Talk to a trusted auto body shop in order to see if your car can be fixed for a reasonable price. If so, it may be a much better solution to have it fixed than getting yourself into a new note on a vehicle that you don't love as much as your current car.

If you find yourself in a situation where you are trying to decide to have your car totaled or totally restored, go with your heart. If your car is worth something to you, don't let the insurance company sell it short. Know your options, and do what is best for you and your car. For more information on whether restoring is right for your car, talk to a company like Precision Auto Body of Plano.


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